Design Your Loan
Tell us about the type of loan you are looking for and answer a few questions.
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You will be provided with the results of your search, online, for free and in 90 seconds.
Compare
We then compare over 25 lenders and hundreds of loans to check your eligibility.
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WHILST WE MAKE EVERY EFFORT TO FIND YOU THE CHEAPEST LOAN, WE CAN NOT GUARANTEE THAT THE LENDER OR BROKER THAT WE INTRODUCE YOU TO WILL PROVIDE YOU WITH THE CHEAPEST LOAN AVAILABLE TO YOU.
THIS WEBSITE DOES NOT PROVIDE, COMPARE OR SEARCH FOR 'PAYDAY' LENDERS OR LOANS OR ANY SHORT-TERM LOANS INTENDED TO COVER SOMEONE'S EXPENSES UNTIL THEIR NEXT PAYDAY. SHORT TERM LOANS REFERS TO A LOAN OF 90 DAYS OR LESS.
WE SEARCH FOR UNSECURED INSTALMENT LOANS BETWEEN £1,000 TO £25,000 / SECURED LOANS VIA BROKERS FROM £15,000 TO £1,000,000
This website (www.theloanpeople.uk) is owned and operated by Ramsey Lomax LTD and we are authorised and regulated by the Financial Conduct Authority (FCA). #: 704282 - Ramsey Lomax is also licensed by the Information Commissioners Office (ICO) licence#: ZA441156. Ramsey Lomax, United House, North Road, London, N79DP. We can be contacted via email on compliance@ramseylomax.co.uk or for additional contact details please visit our privacy policy.
www.theloanpeople.uk acts as a credit broker and is not a lender. We use a consumer application system to allow our customers to make applications to a number of loan providers and brokers using a single online application form.
FEES: We work with a selected group of lenders and credit brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them. You can request details of these commissions or fees, by emailing us at compliance@ramseylomax.co.uk. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount.
(c) TheLoanPeople.uk 2021
Contact Us
United House, North Road, London, N79DP
info@theloanpeople.uk
Find loans
We help people to compare loans and get free, no obligation quotes.
Secured Loans That Are Always Affordable
No obligation quotes in minutes.
Options for all sorts of credit ratings
Loans from £5,000 to £1,000,000
No impact on credit score
theloanpeople.uk is a trading style of Ramsey Lomax LTD. We are authorised and regulated by the FCA. We are a credit broker and not a lender
Home Improvement
Ready to do that long awaiting home upgrade? We can help you to search for your perfect loan.
Secured loans, always affordable
No obligation quotes in minutes.
Loans from £5,000 to £1,000,000
Search with no impact on credit score
Options for all sorts of credit ratings
Debt Consolidation
Are you dealing with multiple expensive debts? Search debt consolidation loans to see if life could be easier.
Vehicle Purchase
Need some help buying a new car, motorcycle or van? We can help you to search for the perfect vehicle loans.
Homeowner Loans
Homeowners could borrow from £1,000 to £1,000,000 with repayment options up to 25 years.
Wedding
If you need a little extra help to make that wedding even more memorable then we can help.
Big Event
Something special planned and want that the event to stand out even more? No problem, let's get searching
Travel
It's time for that long awaited get away or holiday. Make it extra special with an affordable travel loan.
General Loan
We help our customers to find loans for almost any purpose with quick results & no impact on credit rating.
Online
We can provide you with results online and in just 90 seconds
FCA Authorised
We are authorised and regulated by the FCA regulator
Free
We never charge our customers a penny to search for a loan
Soft Search
We never charge our customers a penny to search for a loan
No impact on your credit score
Finding your loan on this website will have no negative impact on your credit score. A soft search will allow lenders to check your eligibility without other lenders seeing, which means your score is protected.
No Obligation Results, FAST.
We understand the importance of getting an answer quickly and with no obligation to proceed you have nothing to lose from searching with us.
Options for all sorts of credit ratings
We search dozens of lenders, some of whom specialise in helping people with less than perfect credit scores. You don't have to be held back by your credit rating, find your loan today.
Searching for homeowners
If you are a homeowner and looking for a loan of over £15,000 then an expert loan broker will compare your options for both unsecured and secured loans and provide you with free, no obligation quotes and information.
If you are looking for a loan of under £15,000 then we will only search unsecured loans and the results will be provided to you online in typically 90 seconds.
* Online results are provided to people who are searching for unsecured, personal loans. If you are searching for a secured loan then you will be provided with the results offline by an FCA authorised secured loan broker.
To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.
Money Advice Service:
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
The minimum repayment term that we search for is 3 months.
Representative Example for SECURED LOANS: 9.1% APRC Representative. Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC. Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%
Representative Example for UNSECURED LOANS: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for 90 days. Total amount repayable is: £1567. Interest charged is 0.34% per day, amounting to £367, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
www.theloanpeople.uk is a trading style of Ramsey Lomax LTD who are authorised and regulated by the FCA as a credit broker and are not a direct lender.
Loans From 4.9% APR: We compare unsecured and secured loans. The APR offered to you by lenders will be based on individual and unique factors. We compare lenders that offer personal loan APRs from 5.5% and secured loan APRs from 4.9%. 4.9% will not be achievable for all borrowers but if you are offered a loan you are under no obligation to apply if you feel that the APR is too high.